Proudly Offering Medicare Insurance to the Burlington, NC Communities
Medicare offers different options for seniors.
At PITTS INSURANCE, we will take an in-depth look at each plan and how it will impact your needs. We want to recommend the Medicare option that will be best suited to your individual needs.
In 1965, President Johnson enacted Medicare so all seniors would have the opportunity to obtain affordable health care. There have been many improvements over the years.
Medicare is a federal health insurance program for those who are 65 and over. Those who receive Social Security Disability and some with certain chronic illnesses and End Stage Renal Disease may also qualify. The Centers for Medicare and Medicaid Services (CMS), a part of the Department of Health and Human Services (HHS), administers the Federal Medicare Program.
The Social Security Administration is responsible for determining eligibility and processing premium payments for the Medicare program. You should enroll into Medicare through the Social Security Administration.
Everything You Need to Know About Medicare Insurance
Medicare consists of four parts, Medicare Parts A, B, C, and D.
Helps to cover inpatient care in hospitals, including critical care hospitals and nursing facilities. Part A also covers hospice care and home health care. This is not blanket coverage; certain restrictions may apply to receive some of these benefits.
Helps to cover outpatient medical services like outpatient doctors’ services, and certain other medical services that Part A does not cover. Part B covers medically necessary services. Part B also covers some preventive services. Medicare Part B has deductibles and coinsurance. The cost sharing amount may change each year.
Formerly known as Medicare Choice, Part C is known as Medicare Advantage. If you are entitled to Part A and enrolled in Part B, you are eligible to enroll in a Medicare Advantage plan, provided you live in the plan’s service area. There are several types of Medicare Advantage Plans. Visit our Medicare Advantage page for more details.
A third program called Part D helps pay prescription medications but isn’t required to supplement care with a private plan. Medicare Part D can be extremely helpful to those seniors who may be faced with costly medications.